Read BPHS — the source itselfBPHS 39 · The Lunar Yogas
सहस्त्ररश्मितश्चन्द्रे कण्टकादिगते क्रमात् । धनधीनैपुणादीनि न्यूनमध्योत्तमानि हि ॥ १ ॥
Verse 1
If the Moon is in an angle, Panaphara or Apoklima from the Sun the native's wealth, intelligence and skill be respectively little, middling and excellent.
स्वांशे वा स्वाधिमित्रांशे स्थितश्च दिवसे शशी । गुरुणा दृश्यते तत्र जातो धनसुखान्वितः ॥ २ ॥
स्वांशे वा स्वाधिमित्रांशे स्थितश्च शशभृन्निशि । शुक्रेण दृश्यते तत्र जातो धनसुखान्वितः ॥ ३ ॥
एतद्विपर्ययस्थे च शुक्रेज्यानवलोकिते । जायतेऽल्पधनो बालो योगेऽस्मिन्निर्धनोऽथवा ॥ ४ ॥
Verse 2–4
2-4. In the case of a day birth when the Moon is in his own Navamsha or in an extreme friend's Navamsha, is aspected by Jupiter, the native will be endowed with wealth and happiness. In the case of a night birth when the Moon is in his own Navamsha or in his extreme friend's Navamsha, and is aspected by Venus the native will be endowed with wealth and happiness. When the situation is contrary in the above two cases and the Moon is aspected by Jupiter or Venus, the native will have little wealth or he will be devoid of wealth altogether.
चन्द्राद्रन्ध्रारिकामस्यैः सौम्यैः स्याधियोगकः । तत्र राजा च मन्त्री च सेनाधीशश्च बलक्रमात् ॥ ५ ॥
Verse 5
5 ADHI YOGA FROM THE MOON: When there are benefics in the 8th, 6th and 7th House from the Moon, the resultant yoga is called Adhi yoga. The native having this yoga in his horoscope will be either a king or a minister or an army Chief according to the strength of the participating planets.
चन्द्राद् वृद्धिगतैः सर्वे: शुभैर्जातो महाधनी । द्वाभ्यां मध्यधनो जात एकेनाऽल्पधनो भवेत् ॥ ६ ॥
Verse 6
DHANA YOGA: When there are all the benefics in the upachaya Houses (3-6-10 and 11) from the Moon, the native will be very affluent, he will have medium effects with regard to being wealthy when two benefics are so placed and, he will have a little wealth when one is there.
चन्द्रात् स्वान्त्योभयस्थे हि ग्रहे सूर्यं विना क्रमात् । सुनफाख्योऽनफाख्यश्च योगो दुरधराह्वयः ॥ ७ ॥
राजा वा राजतुल्यो वा धीधनख्यातिमाञ्जनः । स्वभुजार्जितवित्तश्च सुनफायोगसम्भवः ॥ ८ ॥
7-10 SUNAPHA ANAPHA AND DURADHARA YOGAS: When there is in the 2nd House from the Moon,any other planet than the Sun, the Yoga so formed is Sunapha, in 12th House the yoga is Anapha and in both Houses (2 and 12) it is Duradhara. The native born in the Sunapha Yoga, will be a king or equal to a king, be intelligent, wealthy and famous and will have self earned wealth; in the Anapha yoga, he will be a king, be free from diseases, be virtuous, famous charming and will be blessed with every kind of happiness and; in the Duradhara yoga, he will enjoy all pleasures, will be charitable, be endowed with wealth and conveyances and his servants will certainly be excellent.
चन्द्रादाद्यधनाऽन्त्यस्थो विना भानुं न चेदग्रहः । कश्चित् स्याद्वा विना चन्द्रं लग्नात् केन्द्रगतोऽथवा ॥ ११ ॥
योगः केमद्रुमो नाम तत्र जातोऽतिगर्हितः । बुद्धिविद्याविहीन्यश्च दरिद्रापत्तिसंयुतः ॥ १२ ॥
अन्ययोगफलं हन्ति चन्द्रयोगो विशेषतः । स्वफलं प्रददातीति बुधो यत्नाद् विचिन्तयेत् ॥ १३ ॥
Verse 11–13
11-13 KEMADRUMA YOGA: If with the Moon or in the 2nd and 12th House from the Moon and in an angle from the Ascendant there is no planet except the Sun, the yoga thus formed is called Kemadruma. The native born in this yoga will be very much disgraced, be devoid of intelligence and learning and be subject to penury and calamities. The chandra yogas particularly destroy the effects of other yogas and give their own effects and therefore the wise should consider them with great care and attention.